SHAH ALAM – Syarikat Takaful Malaysia Keluarga Berhad (Takaful Malaysia) has announced a robust financial performance for the year ended December 31, 2025, recording a takaful revenue of RM3.78 billion.
This represents a notable increase of RM201.7 million compared to the RM3.57 billion reported in the previous year.
The pioneer and leading takaful provider in Malaysia achieved its highest-ever profit before zakat and tax, reaching RM616 million, up from RM574.9 million in 2024.
This record performance was primarily driven by a higher release of the contractual service margin and increased net investment income.
Group Chief Executive Officer Nor Azman Zainal stated that the results reflect the group’s ability to maintain competitiveness despite ongoing economic uncertainties.
“Our 2025 results are a clear reflection of our strategic agility and market dominance. Despite a volatile economic landscape, we have consistently outpaced industry benchmarks through disciplined execution and a balanced portfolio.
“This growth is not just about numbers; it is a testament to our relentless pursuit of operational excellence and our commitment to delivering sustainable value to our stakeholders,” he said in a statement.
The company’s strong performance was supported by steady contributions from its bancatakaful, treasury, employee benefits and general takaful segments.
Key factors underpinning this growth included growing public awareness of financial protection, rising demand for Syariah-compliant products and increased digital adoption, which improved operational efficiency and customer access.
Moving into 2026, Takaful Malaysia plans to strengthen its focus on customer-driven innovation, digital capabilities and environmental, social, and governance (ESG) initiatives.
Its digital platform, Kaotim, remains a key growth driver, expanding online protection products and penetrating the retail direct market, thereby complementing its existing bancatakaful partnerships.
Azman emphasised that the group’s priority for 2026 is to maintain agility and diversify its distribution channels beyond bancatakaful.
“We are accelerating efforts to diversify our distribution footprint and drive business growth across multiple touchpoints.
“By leveraging our core strengths and the momentum of our digital platforms, we are well-positioned to navigate future headwinds and continue generating long-term, sustainable value for our customers, partners and shareholders,” Azman added.