SHAH ALAM – Tune Protect Group Berhad (Tune Protect) has announced a robust financial performance for the financial year 2025 (FY2025), recording a 100 per cent surge in Profit After Tax (PAT) to RM31.3 million.
The Group’s Profit Before Tax (PBT) also saw a significant increase of more than 100 per cent compared to the previous year, rising to RM42.9 million, driven primarily by a strong net insurance service result.
This strong performance was supported by lower net claims in the Motor and Fire segments, rapid growth in the Travel segment, and higher investment income.
Tune Protect Group Chief Executive Officer How Kim Lian stated that the exceptional growth in PAT and PBT demonstrates the effectiveness of the company’s strategy in balancing risk and optimising returns.
“Our PBT and PAT growth of more than 100 per cent year-on-year was underpinned by a strong net insurance service result, complemented by higher investment income arising from our strategy to shift unit trust investments from low-risk asset funds into corporate bond funds,” he said.
He added that ongoing cost optimisation initiatives have successfully reduced other expenses, contributing to healthier profit margins for the Group.
For the fourth quarter of 2025 (4Q2025), the Group’s PBT rose by 48.2 per cent to RM10.7 million.
The combined ratio improved to 86.5 per cent, reflecting more efficient claims management.
For 2026, Tune Protect is targeting revenue growth of more than 20 per cent by strengthening its presence in preferred segments, such as Travel and Fire, through closer integration with strategic partners.
The company also sees strong potential in embedded insurance and its technology capabilities, which have contributed RM20.9 million in Gross Written Premium (GWP) to date.
Looking ahead, the Visit Malaysia 2026 campaign and a stronger ringgit are expected to further drive demand for travel personal accident coverage, boosting both domestic and outbound tourism segments.