Bank Islam records net profit of RM382.18 million in 9M25, declares 10c div/share
The group's earnings slipped 4.1 per cent year-on-year (y-o-y) to RM382.18 million in 9MFY25, which translated to an earnings per share of 16.86 sen.
KUALA LUMPUR - Bank Islam Malaysia Bhd registered a slight decline in net profit over the nine months period to Sept 30, 2025 (9MFY25), as it incurred higher overhead costs and increased impairment allowances on financing.
The group's earnings slipped 4.1 per cent year-on-year (y-o-y) to RM382.18 million in 9MFY25, which translated to an earnings per share of 16.86 sen.
Revenue during the period was RM3.78 billion, up from RM3.46 billion in the year-ago period.
The board of directors declared an interim dividend of 10 sen per share for shareholders registered on the record of depositors on Dec 15, 2025, to be paid on Jan 9, 2026.
Group CEO Datuk Mohd Muazzam Mohamed said Bank Islam has demonstrated resilience and agility, supported by its operational transformation and steadfast adherence to Shariah principles.
"The group is resolute in our commitment to creating sustainable value for our customers and shareholders, embedding ESG principles into our business model, and advancing Islamic social finance as a catalyst for inclusive growth and socio-economic development," he said in a statement.
During the period, the bank's non-fund-based income rose 74.3 per cent to RM451.7 million, driven by higher net gains from the sale of investment securities, increased income from foreign exchange transactions, and stronger fee and commission income.
Net fund-based income growth moderated to RM1.6 billion due to the cut in the overnight policy rate.
As at end-September 2025, Bank Islam's total assets had grown 9.6 per cent y-o-y to RM102.7 billion, surpassing a RM100 billion strategic target ahead of its December 2025 schedule.
Total gross financing during the period grew 7.2 per cent y-o-y to RM73.4 billion. There was a 6.9 per cent y-o-y increase in customer deposits and investment accounts to RM83.8 billion
Current account, savings account or transactional investment account (Casatia) stood at RM30 billion, representing a composition of 35.8 per cent as at end-September 2025. - THE STAR
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